Government Employees

Make the most of your Government Benefits package!

  • Federal, State and Local Government Pensions
  • Survivor Benefits
  • Thrift Savings Plans (TSP)
  • 403B and 457 Retirement Plans
  • Federal Employee Group Life Insurance (FEGLI)
  • Personal Savings Options & Investments
  • Personal Protection Insurance

If you’re a Federal, State or Local Government Employee, you typically have a very nice, yet more complex benefit package than employees of private business. While this is a positive thing for you, the benefits package can look like a confusing maze of choices. And, you may not be receiving the full value it offers!

As a Chartered Federal Employee Benefit Consultant (ChFEBC), I have a thorough, up to date understanding of your specific government benefits and can help you get the full value of your benefits package.

Additionally, we can look at how your government benefits will mesh with other financial resources, including those of your family members who work in the private sector. This “big picture” approach to financial planning can provide you with peace of mind about your financial affairs both now and in retirement.

Here are some of the ways we can help you:

  • Explain your benefits and their impact on you and your family and help you create your “strategy for life” to gain the full potential from your government benefit package.
  • Review your total financial picture from a family perspective, including those items outside of federal benefits (such as spouse/partner’s benefits, private sector IRAs, 401(k)s, life insurance and others), to create a strategy that maximizes the various financial pieces into a cohesive plan.
  • Assist you in making financial choices and completing the appropriate forms to reduce/eliminate costly mistakes and delays.

Whether you want to jump start your retirement planning, make sure you are maximizing your current government benefits, or have questions about your situation, please contact me for a no-obligation consultation.

Judy Armstrong

Judy@indfs.com