If Medicare is confusing to you, let Independent Financial Solutions clarify options so you can make an informed decision.
Your 65th birthday is a milestone when it comes to your health care choices.
That is because this is the first opportunity you can sign up for Medicare.
This Initial Enrollment Period (IEP) begins 3 months prior to your 65th birthday and ends 3 months after your 65th birthday.
The IEP can be postponed if you are still working and covered under an employer health plan.
You are eligible for Medicare if…
If you’re like many people, the “noise” out there about Medicare may make you want to hide under the covers!
I’ll do the work of comparing plan benefits to make it easy for you to choose a plan that’s the right fit you.
When you and I review your Medicare options, we’ll address these and any other questions you may have to come up with the best coverage for you:
Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care (It does not cover custodial or long-term care).
Part B covers up to 80% of certain doctors’ services, outpatient care, medical supplies, and preventive services at the Medicare approved rate (after an annual deductible).
A Medicare Advantage Plan is a type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits and many also include Part D.
Part D adds prescription drug coverage to your Medicare plan.
A Medicare Supplement Insurance (Medigap) policy, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles.
I’ll do the work of comparing plan benefits to make it easy for you to choose a plan that’s the right fit you.
As an Independent licensed Insurance agent, I represent most major Medicare plans. My services are free to you.
No Obligation. No Pressure. Just smart guidance.
